Accident Benefits Lawyers in Toronto
Opalinski Law is a personal injury attorney in Toronto that specializes in accident benefits in Toronto and the GTA.
Individuals that have been injured in a no-fault car accident may be entitled to specific benefits, including medical, income replacement, or rehabilitation. Our team of statutory accident benefits lawyers in Toronto work tirelessly to negotiate with insurance companies on behalf of our clients, ensuring they receive their full entitled compensation.
Schedule your free one-hour consultation today to get started.
Work with Professional Accident Benefits Lawyers in Toronto
At Opalinski Law, we believe in advocating for our clients and their families, protecting their rights, and defending their best interests.
Auto-related accidents can lead to significant physical and psychological injuries, and too often, victims are left to pick up the financial pieces. We believe our clients deserve quality legal representation to secure the benefits they’re owed so that they can continue their road to recovery.
Learn how our experienced lawyers can help you successfully reach an accident benefits settlement in Ontario.
The Accident Benefits Claims Process
Understand Your Rights
Understanding your rights is crucial to fighting for what you deserve. In the event of an accident, knowing what benefits you’re entitled to and how to adequately file your claim and proceed with the settlement process will help you move forward.
Filing Your Claim
If you have been injured as the result of a motor vehicle accident and wish to file a claim, you’re required to submit forms within the Accident Benefits Application Package. This package may include multiple forms, depending on your unique situation.
After You File a Claim
Once your claim has been filed, your accident benefit lawyer will advise you on the next step in the process. We will communicate with a benefits claims adjuster on your behalf, ensuring you can focus on accessing the ongoing treatment you need for your recovery.
Exclusions
In certain cases, your insurance company may deny income replacement, non-earner, or treatments and other compensation. In these instances, your injury benefits lawyer will advise you on the next step.
Contact a Professional Accident Benefits Lawyer in Toronto
At Opalinski Law, we believe in fighting for our client’s rights. Our experienced accident benefits lawyers will advocate on behalf of individuals and their families to ensure they receive the compensation they deserve.
Frequently Asked Questions
What are statutory accident benefits?
Statutory accident benefits in Ontario are no-fault benefits that are required to be included in all Ontario auto insurance policies. If someone is injured in an accident, regardless of fault, they are entitled to access to a medical and rehabilitation benefit, income replacement, and other accident benefits that act as an assistant to the injured party on their road to recovery.
Contact Opalinski Law today to schedule your complimentary one-hour consultation.
What are the types of accident benefits?
There is a selection of benefits that must be included in your auto insurance policy, as outlined in the Ontario Insurance Act. These include:
- Income Replacement
- Non-Earner
- Caregiver
- Medical and Rehabilitation
- Attendant Care
- Death and Funeral Expenses
- Expenses Claim Form
At Opalinski Law, our experienced statutory accident benefits lawyers work with injured individuals and their families to understand their rights in the event of a motor vehicle accident and will advocate on their behalf to ensure they receive their entitled benefit.
Contact Opalinski Law today to schedule your complimentary one-hour consultation.
Who can claim accident benefits in Ontario?
In Ontario, all automobile policies include statutory accident benefits coverage which entitles an injured person to benefits such as medical rehabilitation, income replacement, attendant care and more. Accident benefits are available to the driver, passenger or pedestrian involved in a motor vehicle accident, and are available to you even if you were at fault.
At Opalinski Law, we help clients understand the complexities and nuances involved in pursuing an accident benefit claim in Ontario.
Contact Opalinski Law today to schedule your complimentary one-hour consultation.
When to hire an accident benefits lawyer in Toronto
We recommend calling a lawyer as soon as possible after you’ve been involved in a car accident.
An accident benefits lawyer provides the experience and insight their clients need to file the appropriate claim after an auto accident. They can begin the claims process and negotiate with insurance companies on your behalf, while you focus your attention and efforts on your recovery.
Contact Opalinski Law today to schedule your complimentary one-hour consultation.
How can an accident benefits lawyer help me?
An experienced accident benefits lawyer will act as your voice during your recovery period by assisting with filing a claim, negotiating with insurance companies, and advocating on your behalf to ensure you receive the type of benefit you’re entitled to.
By leveraging the experience and resources of a lawyer specializing in accident benefits in Ontario, you can focus your time and attention on your recovery with the peace of mind of knowing you have lawyers and legal assistants that you can trust.
Contact Opalinski Law today to schedule your complimentary one-hour consultation.
What sets Opalinski Law apart from other accident benefits firms in Ontario?
At Opalinski Law, we never stop fighting for the rights of our clients. We advocate on behalf of individuals and their families across a spectrum of personal injury cases, including statutory accident benefits.
Helmed by our lead counsel, Barbara K. Opalinski, we offer extensive experience as litigators, appearing at all levels of the Ontario Courts, including the Licence Appeal Tribunal (LAT), Court of Appeal, the Ontario Court of Justice, and the Superior Court of Justice. As a Polish-speaking lawyer, Barbara is also able to offer legal services in Polish across the GTA, allowing more communities the opportunity to receive quality legal counsel.
Equipped with industry-leading resources and a team of highly skilled lawyers and legal assistants, we help our clients understand the details of their statutory accident benefits claims and ensure they receive their entitled compensation. We work tirelessly on behalf of our clients so they can focus on their road to recovery.
Schedule your free one-hour consultation to learn how an Opalinski Law statutory accident benefits lawyer can help you through this challenging time.
Contact Opalinski Law today to schedule your complimentary one-hour consultation.
How long do I have to file an accident benefits claim in Ontario?
Following a motor vehicle accident, injured parties must file a report or claim with their insurance company within seven days, regardless of the party at fault. If you’re unable to file within seven days, your lawyer will advise you to file as soon as possible to ensure your claim is honoured. They also have 30 days to submit an application for accident benefits.
Can pedestrians make accident benefits claims?
If a pedestrian is injured by a motor vehicle, they can apply for statutory accident benefits. They can apply through their insurance company or, if they do not have insurance, through the insurer of the driver at fault.
Contact Opalinski Law today to schedule your complimentary one-hour consultation.
How to start filing an accident benefits claim
If you’ve been injured by a motor vehicle accident, your Ontario accident benefits lawyer will help you begin the accident benefits claims process. They will speak with the claims adjustor, who is sent on behalf of your insurer, and work with you to ensure you’re able to provide the necessary information regarding your accident.
A statutory accident benefits claim will typically include five forms:
- Application for Accident Benefits (OCF-1)
- Employer’s Confirmation of Income (OCF-2)
- Disability Certificate (OCF-3)
- Permission to Disclose Health Information (OCF-5
- Claim Form (OCF-6)
If your claim is minor, you may not be required to fill out all five forms. Your lawyer will help you determine which forms are necessary for your claim and guide you through the submission process. They will advocate on your behalf and negotiate with your insurance company to ensure you receive full compensation.
Contact Opalinski Law today to schedule your complimentary one-hour consultation.
How much will I receive from an accident benefits settlement in Ontario?
There are several factors that may contribute to the amount of compensation you can receive from a statutory accident benefits settlement in Ontario, including the type of claim being filed, negligence factors, and the extent of damages and injuries sustained.
Medical and Rehabilitation
Minor injuries may qualify for up to $3,500 in coverage, while any injury classified between “minor” and “catastrophic” may qualify for up to $65,000 in medical benefits.
Catastrophic Impairment
Individuals that are deemed catastrophically impaired are entitled to a maximum of $1,000,000 in accident benefits and are entitled to request extended rehabilitation, medical, and attendant care benefits.
Income Replacement
If your injuries prevent you from working and earning income, you may be entitled to up to 70 percent of your gross income, up to a maximum of $400/week, paid out every two weeks during your eligibility period.
Non-Earner
Accident benefits coverage is available to those who don’t qualify for income replacement and are intended for individuals whose injuries prevent participation in normal activities and are available after the first 26 weeks of disability, paid in weekly instalments of 185 dollars.
Caregiver
While this is not part of standard automobile policies in Ontario, it is an available accident benefits package that allows approximately 250 dollars per week for the first dependent and 50 dollars for each additional person per week.
Death and Funeral
If you’ve lost a loved one in an automobile accident, you may be entitled to survivor benefits, which is a one-time payment to cover funeral expenses. Payments for fatal accidents can vary and will be discussed with your accident benefits lawyer.
Contact Opalinski Law today to schedule your complimentary one-hour consultation.
Where does Opalinski Law offer accident benefits services?
Opalinski Law is proud to offer quality, compassionate legal services in Toronto and throughout the GTA. We represent individuals and their clients in accident benefits settlement cases in Ontario, advocating on their behalf and securing their entitled compensation.
Contact Opalinski Law today to schedule your complimentary one-hour consultation.
How much does it cost to hire an accident benefits lawyer in Toronto?
The cost of hiring an experienced statutory accident benefits lawyer may vary depending on the complexity of your case.
Your lawyer will provide a contingency fee agreement which will explain their fee structure during your free consultation. Contingency fees can vary depending on the complexity of the accident and expected results, and you don’t pay until we’re successful. Disbursements are not payable by the client.
In addition, a comprehensive guide from the Law Society of Ontario will also be provided to all clients.
At Opalinski Law, we believe in offering premium legal services at fair and reasonable prices. We work directly with our clients to determine their needs and provide a comprehensive cost breakdown for their records.
Contact Opalinski Law today to schedule your complimentary one-hour consultation.
Where can I find an accident benefits lawyer near me?
Opalinski Law is a licensed personal injury law firm specializing in statutory accident benefits for individuals and their families.
We are a personal injury lawyer in Mississauga and Toronto, working with clients across the GTA to advocate for their rights after a motor vehicle accident. Our experienced litigators will help you through the entire legal process and uphold your rights.
Contact Opalinski Law today to book a free one-hour consultation with a statutory accident benefits lawyer in Toronto.
Choose Opalinski Law
At Opalinski Law, we’re proud to provide compassionate legal representation to individuals and their families across Toronto and the GTA.
We specialize in a wide selection of personal injury cases, including auto accidents, disability claims, and accident benefits. We’re passionate about advocating on behalf of our clients and ensuring they receive the compensation and justice they deserve.
Our team of experienced statutory accident benefits lawyers will work with you to understand the full scope of your accident, filing and submitting a claim, and agreeing on a final accident benefits settlement in Ontario. With our insight and resources, you can focus on your physical and mental recovery while we negotiate with your insurance company on your behalf.
Book a complimentary one-hour consultation today and learn how our Ontario accident benefits lawyers can help you fight for your rights.